What would happen if you suddenly couldn’t make your own financial or medical decisions?

Whether it’s due to an accident, illness, or age-related decline, incapacity can strike without warning. Imagine your family being unable to access your accounts to pay bills or make urgent healthcare decisions on your behalf. Without legal authority in place, even your closest loved ones could be stuck waiting on court approval—and dealing with unnecessary stress.

At Pedersen Law, PLLC, our estate planning attorneys help individuals and families across Williamsburg, Virginia prepare for the unexpected. One of the simplest yet most powerful tools in your estate plan is the power of attorney. Here’s why having one is essential.

What Is a Power of Attorney?

A power of attorney (POA) is a legal document that lets you choose someone you trust to make decisions on your behalf if you're ever unable to do so yourself. This person—called your “agent” or “attorney-in-fact”—can be authorized to manage finances, sign documents, or even make medical decisions, depending on the type of POA you create.

There are generally two key types:

Durable Financial Power of Attorney – allows your agent to manage money matters, from paying bills to handling investments.

Healthcare Power of Attorney – allows your agent to make medical decisions if you're unable to communicate or consent.

What Are the Benefits of Having a Power of Attorney in Virginia?

Setting up a power of attorney isn’t just a legal formality—it’s a proactive way to protect yourself and your family. Key benefits include:

Avoiding Court Intervention: Without a POA, your loved ones might have to go through a court guardianship process just to manage your affairs. That takes time, money, and can lead to conflict. A POA gives your chosen agent immediate legal authority.

Protecting Your Finances: Your agent can pay bills, handle banking, and manage property—ensuring nothing falls through the cracks during a difficult time.

Ensuring Medical Decisions Match Your Wishes: With a healthcare power of attorney, your agent can speak up for your values and preferences in a medical crisis.

Reducing Stress for Loved Ones: When there’s a plan in place, your family isn’t left guessing. They can focus on your care, not on legal red tape.

Who Should You Name as Your Power of Attorney?

This is a personal choice—and one that deserves serious thought. Your agent should be:

• Someone you trust completely
• Able to handle responsibility during stressful situations
• Familiar with your values and willing to follow your wishes
• Comfortable managing financial or healthcare tasks, depending on the POA’s purpose

You can also name backup agents in case your first choice is unavailable.

A Small Step with Big Impact

Many people put off creating a power of attorney because it doesn’t feel urgent—until it suddenly is. At Pedersen Law, PLLC, we make the process simple and straightforward. We’ll walk you through your options, draft clear documents that reflect your wishes, and ensure you and your loved ones are prepared.

Take Control of Your Future—Before Someone Else Has To

If you’re ready to put the right legal safeguards in place, we’re here to help. Contact Pedersen Law, PLLC today to schedule a consultation with a Williamsburg, VA estate planning attorney who puts your goals first. A power of attorney is more than paperwork—it’s peace of mind.